At CapiWell, borrowing is straightforward, discreet, and flexible. By connecting private investors directly with borrowers, we eliminate unnecessary costs – giving you attractive interest rates, transparent terms, and full control over your finances.
Why Choose Consumer Lending with CapiWell?
Reliable Lending Decisions
Apply online, receive tailored offers after approval, sign digitally, and access your funds quickly.
Transparent Fees
No hidden costs, no surprises, and no penalties for early repayment.
Customized Loans
Borrow from CHF 5,000 with terms ranging from 12 to 84 months. Whether it’s a personal loan, car financing, or another purpose – your loan adapts to your needs.
Low Interest Rates
With our peer-to-peer crowd-financing model, you benefit from competitive rates and complete discretion – based on your individual risk profile.
Maximum Control
Track your application and loan status anytime through your secure online customer portal.
Eligibility & Process
- Open to Swiss residents (Permit B, Permit C, or Swiss nationals) with permanent employment.
- Every application undergoes a strict credit check with ZEK and debt collection agencies.
- Loan amount and interest rate are determined by your creditworthiness and chosen duration.
- Receive an initial rate indication instantly after entering your basic information.
No tangible collateral / high innovation risk
- Fast Credit Check: Non-binding offers within just a few days.
- Easy Online Application: Apply in minutes, fully digital.
- 100% Transparency: Clear conditions
- Tailored Financing: Solutions designed around your financial goals, either directly or with our partner banks.
