Invest in Swiss SME Lending
CapiWell introduces Switzerland’s first Multi-Asset Private Capital Platform, giving both private and institutional investors the opportunity to access a diverse set of asset classes, including SME Lending. Alongside growth-stage startups and real estate shares, SME lending takes centre stage as an essential driver of Switzerland’s economic vitality. At the heart of our philosophy is a simple commitment: to democratise access to trusted, ESG-aligned private capital and to unite investors and mission-driven businesses in building a sustainable future.
Through SME lending, both private individuals and institutional investors can offer Swiss companies the short-term financing they need to optimise cashflow, prefinance orders, or support day-to-day operations. In return, investors benefit from fixed returns and predictable repayment schedules, typically over six to twelve months. This creates an investment opportunity that combines attractive yield potential with meaningful economic impact — a stable, fixed-income alternative that not only underpins Switzerland’s economic backbone but also accelerates the growth and development of its SMEs.
Why Invest in SME Lending?
Accessible Entry Point
Financing opportunities from CHF 50’000.
Stable Returns
Predictable yields based on fixed repayment schedules.
Short Duration
Loan terms usually range from 3 to 6 months.
Rigorous Evaluation
Each SME undergoes strict credit, compliance, and risk assessments.
Diversification
Invest across multiple SMEs in different sectors to spread risk.
Transparent Pricing
Efficient UX/UI
Risk Management
Every opportunity comes with a risk evaluation (low, medium, high).
Industries Where SMEs Operate
At CapiWell, SMEs seeking financing come from the sectors where we have deep expertise and a strong track record, representing the forefront of Switzerland’s innovation and economic resilience. These industries include:
- CleanTech
- Engineering & Deep Tech
- FinTech & InsurTech
- Biotech & MedTech
- AI & Machine Learning
- Cybersecurity
- HealthTech
- AgriTech & FoodTech
- PropTech & Smart Cities
- Education Tech (AI-driven)
- Logistics & Mobility
- Real Estate
This wide scope allows investors to tailor their SME lending portfolio to align with their interests, risk appetite, or ESG values, while supporting Swiss innovation and growth.
Who Uses CapiWell?
Our platform connects established Swiss SMEs with investors who value stability, transparency, and impact. Borrowers are typically companies with proven operations, annual turnover above CHF 150’000, and at least one completed financial year. Investors range from private individuals looking for yield and diversification, to institutional players such as family offices and professional funds seeking structured opportunities. All participants are subject to compliance checks before being accepted onto the platform.
Join the Movement
Investing in SME lending via CapiWell is more than a financial choice – it is a way to strengthen the foundation of Switzerland’s economy while earning predictable returns. With our multi-asset platform, you can diversify across lending, startups, real estate, and academic spin-offs, all while maintaining full visibility and control through our digital tools.
