{"id":988852,"date":"2025-09-16T07:18:51","date_gmt":"2025-09-16T07:18:51","guid":{"rendered":"https:\/\/capiwell.ch\/?page_id=988852"},"modified":"2026-01-24T12:06:24","modified_gmt":"2026-01-24T12:06:24","slug":"strategia-di-prezzo-e-di-rischio","status":"publish","type":"page","link":"https:\/\/capiwell.ch\/it\/come-funziona\/strategia-di-prezzo-e-di-rischio\/","title":{"rendered":"Strategia dei prezzi e dei rischi"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"988852\" class=\"elementor elementor-988852\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80fdcf2 e-flex e-con-boxed e-con e-parent\" data-id=\"80fdcf2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c35768e e-con-full e-flex e-con e-child\" data-id=\"c35768e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76f4c18 elementor-invisible animated-fast elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"76f4c18\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Puntiamo a differenziarci attraverso una strategia di prezzi distintiva e trasparente. <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">La nostra analisi indica che molte piattaforme d'investimento svizzere non sono chiare nei loro modelli di pricing, spesso guidati principalmente dal rischio sottostante, con una visibilit\u00e0 limitata su come sono strutturate le commissioni. <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Poich\u00e9 la nostra piattaforma riunisce sotto un unico ombrello diversi tipi di opportunit\u00e0 di investimento, il nostro obiettivo \u00e8 quello di stabilire un quadro di prezzi semplice e trasparente. <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Questo approccio \u00e8 stato concepito per essere facilmente comprensibile da tutti i partecipanti - investitori ed emittenti - e applicabile a tutti i segmenti del panorama del crowdinvesting.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c511c76 e-flex e-con-boxed e-con e-parent\" data-id=\"c511c76\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-38a9ddc e-flex e-con-boxed e-con e-child\" data-id=\"38a9ddc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4119807 elementor-invisible elementor-widget__width-initial animated-fast elementor-widget elementor-widget-heading\" data-id=\"4119807\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">I nostri tipi di prodotti di investimento e i livelli di rischio associati<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3725c8d elementor-widget elementor-widget-text-editor\" data-id=\"3725c8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Offriamo <\/span><b>tre categorie principali<\/b><span style=\"font-weight: 400;\"> di prodotti d'investimento, ognuno dei quali \u00e8 stato progettato per soddisfare diversi profili d'investimento e propensione al rischio:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a282eb4 e-con-full animated-fast e-flex e-con e-child\" data-id=\"a282eb4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:200}\">\n\t\t<div class=\"elementor-element elementor-element-c254558 elementor-invisible e-con-full animated-fast e-flex e-con e-child\" data-id=\"c254558\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:0}\">\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-f1e38ca risk-chip elementor-widget elementor-widget-button\" data-id=\"f1e38ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Basso rischio<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f01141 elementor-invisible e-con-full animated-fast e-flex e-con e-child\" data-id=\"2f01141\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:50}\">\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-be4871d risk-chip elementor-widget elementor-widget-button\" data-id=\"be4871d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Rischio moderato<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e24be3 elementor-invisible e-con-full animated-fast e-flex e-con e-child\" data-id=\"1e24be3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-732304e risk-chip elementor-widget elementor-widget-button\" data-id=\"732304e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Alto rischio<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b7f840b e-con-full animated-fast e-flex e-con e-child\" data-id=\"b7f840b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:200}\">\n\t\t<div class=\"elementor-element elementor-element-7c5bec2 elementor-invisible e-con-full animated-fast e-flex e-con e-child\" data-id=\"7c5bec2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f89fcc3 elementor-widget elementor-widget-heading\" data-id=\"f89fcc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Strumenti di debito garantiti<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a64a27 elementor-widget elementor-widget-text-editor\" data-id=\"1a64a27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Prestiti alle PMI garantiti da ipoteche immobiliari e investimenti in progetti immobiliari tramite partecipazioni azionarie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9bbc50 elementor-widget elementor-widget-text-editor\" data-id=\"a9bbc50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Prodotti inclusi:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-c551d30 elementor-icon-list--layout-traditional elementor-list-item-link-full_width vamtam-icon-bg-no vamtam-icon-bg-no elementor-widget elementor-widget-icon-list\" data-id=\"c551d30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">PMI Prestiti garantiti da ipoteca (immobiliare)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Investimento in immobili residenziali\/commerciali attraverso il patrimonio netto aziendale<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Partecipazione di PMI in aziende in fase di crescita con pegno azionario<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-688f1f1 elementor-invisible e-con-full animated-fast e-flex e-con e-child\" data-id=\"688f1f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:50}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c3e8fb elementor-widget elementor-widget-heading\" data-id=\"7c3e8fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Credito al consumo parzialmente garantito<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11c2d87 elementor-widget elementor-widget-text-editor\" data-id=\"11c2d87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Prestiti privati sostenuti da un'assicurazione facoltativa che copre il decesso o l'incapacit\u00e0 lavorativa.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-697417b elementor-widget elementor-widget-text-editor\" data-id=\"697417b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Prodotti inclusi:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-cde6909 elementor-icon-list--layout-traditional elementor-list-item-link-full_width vamtam-icon-bg-no vamtam-icon-bg-no elementor-widget elementor-widget-icon-list\" data-id=\"cde6909\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Prestiti privati con assicurazione opzionale<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2101391 elementor-invisible e-con-full animated-fast e-flex e-con e-child\" data-id=\"2101391\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-256144b elementor-widget elementor-widget-heading\" data-id=\"256144b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Capitale non garantito o ad alto rischio<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cf402f elementor-widget elementor-widget-text-editor\" data-id=\"2cf402f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Prestiti alle PMI senza garanzie e raccolta di fondi per l'innovazione nelle fasi iniziali, comprese le operazioni legate alle universit\u00e0.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bcfab2 elementor-widget elementor-widget-text-editor\" data-id=\"4bcfab2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Prodotti inclusi:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-d9f822b elementor-icon-list--layout-traditional elementor-list-item-link-full_width vamtam-icon-bg-no vamtam-icon-bg-no elementor-widget elementor-widget-icon-list\" data-id=\"d9f822b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Prestiti PMI non garantiti<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc2e577 e-flex e-con-boxed e-con e-parent\" data-id=\"dc2e577\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1399490 elementor-widget__width-initial elementor-widget elementor-widget-spacer\" data-id=\"1399490\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2542c28 e-flex e-con-boxed e-con e-parent\" data-id=\"2542c28\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-561d302 elementor-widget elementor-widget-heading\" data-id=\"561d302\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Titolo sottostante\/garanzia<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c8955b elementor-invisible animated-fast equal-height-row e-flex e-con-boxed e-con e-child\" data-id=\"6c8955b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:50}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f595377 elementor-invisible e-con-full animated-fast equal-box e-flex e-con e-child\" data-id=\"f595377\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:0,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-201b524 e-con-full equal-content e-flex e-con e-child\" data-id=\"201b524\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cbe4a2 elementor-widget elementor-widget-heading\" data-id=\"2cbe4a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Ipoteca immobiliare o quote societarie di SPV immobiliari<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-17c8196 elementor-icon-list--layout-traditional elementor-list-item-link-full_width vamtam-icon-bg-no vamtam-icon-bg-no elementor-widget elementor-widget-icon-list\" data-id=\"17c8196\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Prestiti garantiti da immobili<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Partecipazione azionaria con garanzia patrimoniale<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Azioni come garanzia<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a264dc elementor-invisible e-con-full animated-fast equal-box e-flex e-con e-child\" data-id=\"5a264dc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:50,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ce462db e-con-full equal-content e-flex e-con e-child\" data-id=\"ce462db\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-843215b elementor-widget elementor-widget-heading\" data-id=\"843215b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Polizza assicurativa facoltativa<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-91c18cc elementor-icon-list--layout-traditional elementor-list-item-link-full_width vamtam-icon-bg-no vamtam-icon-bg-no elementor-widget elementor-widget-icon-list\" data-id=\"91c18cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Prestiti garantiti da immobili<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Partecipazione azionaria con garanzia patrimoniale<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Azioni come garanzia<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6542686 elementor-invisible e-con-full animated-fast equal-box e-flex e-con e-child\" data-id=\"6542686\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:100,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-10c60c6 e-con-full equal-content e-flex e-con e-child\" data-id=\"10c60c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23f630f elementor-widget elementor-widget-heading\" data-id=\"23f630f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Nessuna garanzia tangibile \/ alto rischio di innovazione<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-46260b9 elementor-icon-list--layout-traditional elementor-list-item-link-full_width vamtam-icon-bg-no vamtam-icon-bg-no elementor-widget elementor-widget-icon-list\" data-id=\"46260b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Prestiti garantiti da immobili<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Partecipazione azionaria con garanzia patrimoniale<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Azioni come garanzia<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b000b0f elementor-invisible animated-fast e-flex e-con-boxed e-con e-child\" data-id=\"b000b0f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:50}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-542a18e e-con-full e-flex e-con e-child\" data-id=\"542a18e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e36efd elementor-widget elementor-widget-text-editor\" data-id=\"6e36efd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Questi prodotti sono attentamente strutturati in base alla natura dell'attivit\u00e0 sottostante, alla garanzia e alla fase dell'investimento. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fe78ba elementor-widget elementor-widget-heading\" data-id=\"9fe78ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Utilizziamo questa classificazione per guidare la nostra strategia di prezzo.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04f2c4a elementor-widget elementor-widget-text-editor\" data-id=\"04f2c4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span>Nella fase iniziale, il listino prezzi \u00e8 reso disponibile esclusivamente agli utenti autorizzati e viene comunicato su base individuale.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-713b6b5 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"713b6b5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-54511f4 e-flex e-con-boxed e-con e-child\" data-id=\"54511f4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cca3e1 elementor-invisible elementor-widget__width-initial animated-fast elementor-widget elementor-widget-heading\" data-id=\"5cca3e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Strategia di pricing basata sul rischio Profilo applicato a un tasso di interesse anch'esso basato sul rischio.<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3812dfe elementor-widget elementor-widget-html\" data-id=\"3812dfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"styled-table\">\r\n  <table>\r\n    <thead>\r\n      <tr>\r\n        <th>Tipo di prodotto<\/th>\r\n        <th>Profilo di rischio<\/th>\r\n        <th>Costi del mutuatario<\/th>\r\n        <th>Costi lato investitore<br><small>(Commissioni dedotte dai rimborsi - riduzioni basate sul portafoglio)<\/small><\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr>\r\n        <td>Strumenti di debito garantiti<\/td>\r\n        <td class=\"low-risk\">Basso rischio<\/td>\r\n        <td>1%<\/td>\r\n        <td>1%<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Credito al consumo parzialmente garantito<\/td>\r\n        <td class=\"moderate-risk\">Rischio moderato<\/td>\r\n        <td>1.25%<\/td>\r\n        <td>1.25%<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Capitale non garantito o ad alto rischio<\/td>\r\n        <td class=\"high-risk\">Alto rischio<\/td>\r\n        <td>4.5%<\/td>\r\n        <td>2%<\/td>\r\n      <\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\r\n\r\n<style>\r\n\/* Table wrapper *\/\r\n.styled-table {\r\n  margin: 0px 0;\r\n  overflow-x: auto;\r\n}\r\n\r\n\/* Table *\/\r\n.styled-table table {\r\n  width: 100%;\r\n  table-layout: fixed; \/* \u2705 makes width work *\/\r\n  border-collapse: separate;\r\n  border-spacing: 0;\r\n  background: #ffffff;\r\n  border-radius: 10px;\r\n  overflow: hidden;\r\n  box-shadow: 0 4px 15px rgba(0,0,0,0.1);\r\n  margin-bottom: 0px;\r\n}\r\n\r\n\/* Column widths *\/\r\n.styled-table thead th:nth-child(1),\r\n.styled-table tbody td:nth-child(1) {\r\n  width: 30%;\r\n}\r\n.styled-table thead th:nth-child(2),\r\n.styled-table tbody td:nth-child(2) {\r\n  width: 20%;\r\n}\r\n.styled-table thead th:nth-child(3),\r\n.styled-table tbody td:nth-child(3) {\r\n  width: 20%;\r\n}\r\n.styled-table thead th:nth-child(4),\r\n.styled-table tbody td:nth-child(4) {\r\n  width: 30%;\r\n}\r\n\r\n\/* Header *\/\r\n.styled-table thead th {\r\n  background: #0a0b0b;\r\n  color: #ffffff;\r\n  font-weight: 600;\r\n  padding: 15px;\r\n  text-align: left;\r\n  font-size: 15px;\r\n}\r\n\r\n.styled-table thead th small {\r\n  font-size: 12px;\r\n  color: #ddd;\r\n}\r\n\r\n\/* Table body *\/\r\n.styled-table tbody td {\r\n  padding: 15px;\r\n  border-bottom: 1px solid #eee;\r\n  font-size: 14px;\r\n  color: #0a0b0b;\r\n}\r\n\r\n\/* First column bold *\/\r\n.styled-table tbody td:first-child {\r\n  font-weight: 600;\r\n  color: #54565a;\r\n  background: #fafafa;\r\n}\r\n\r\n\/* Risk colors *\/\r\n.low-risk {\r\n  color: #fff !important;\r\n  font-weight: 600;\r\n  background-color: #38761d;\r\n}\r\n.moderate-risk {\r\n  color: #0a0b0b !important;\r\n  font-weight: 600;\r\n  background-color: #ffff00;\r\n}\r\n.high-risk {\r\n  color: #fff !important;\r\n  font-weight: 600;\r\n  background-color: #ff0000;\r\n}\r\n\r\n\/* Hover effect *\/\r\n.styled-table tbody tr:hover {\r\n  background: #54565a;\r\n  transition: 0.3s ease-in-out;\r\n}\r\n.styled-table tbody tr:hover td {\r\n  color: #ffffff;\r\n}\r\n.styled-table tbody tr:hover td:first-child {\r\n  font-weight: 600;\r\n  color: #ffffff;\r\n  background: #54565a;\r\n}\r\n\r\n\/* Responsive cards on mobile *\/\r\n@media (max-width: 768px) {\r\n  .styled-table table, \r\n  .styled-table thead, \r\n  .styled-table tbody, \r\n  .styled-table th, \r\n  .styled-table td, \r\n  .styled-table tr {\r\n    display: block;\r\n    width: 100%;\r\n  }\r\n\r\n  .styled-table thead {\r\n    display: none;\r\n  }\r\n\r\n  .styled-table tbody tr {\r\n    background: #ffffff;\r\n    margin-bottom: 15px;\r\n    border-radius: 8px;\r\n    box-shadow: 0 3px 8px rgba(0,0,0,0.08);\r\n    padding: 12px;\r\n  }\r\n\r\n  .styled-table tbody td {\r\n    display: flex;\r\n    justify-content: space-between;\r\n    align-items: center;\r\n    border: none;\r\n    padding: 10px 0;\r\n  }\r\n\r\n  .styled-table tbody td::before {\r\n    content: attr(data-label);\r\n    font-weight: 600;\r\n    color: #54565a;\r\n    flex-basis: 50%;\r\n    text-align: left;\r\n  }\r\n\r\n  \/* Add labels dynamically *\/\r\n  .styled-table tbody td:nth-child(1)::before { content: \"Product Type\"; }\r\n  .styled-table tbody td:nth-child(2)::before { content: \"Risk Profile\"; }\r\n  .styled-table tbody td:nth-child(3)::before { content: \"Borrower Side Costs\"; }\r\n  .styled-table tbody td:nth-child(4)::before { content: \"Investor Side Costs\"; }\r\n}\r\n<\/style>\r\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-562ca1e elementor-invisible elementor-widget__width-initial animated-fast elementor-widget elementor-widget-heading\" data-id=\"562ca1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">In casi particolari pu\u00f2 essere aggiunta una commissione di elaborazione, di importo fisso.<\/h6>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>We aim to differentiate ourselves through a distinctive and transparent pricing strategy. Our analysis indicates that many Swiss investment platforms lack clarity in their pricing models &#8211; often driven primarily by underlying risk, with limited visibility into how fees are structured. Given that our platform consolidates multiple types of investment opportunities under one umbrella, our&#8230;<\/p>","protected":false},"author":2,"featured_media":989284,"parent":991728,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"categories":[],"class_list":["post-988852","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/pages\/988852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/comments?post=988852"}],"version-history":[{"count":144,"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/pages\/988852\/revisions"}],"predecessor-version":[{"id":991772,"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/pages\/988852\/revisions\/991772"}],"up":[{"embeddable":true,"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/pages\/991728"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/media\/989284"}],"wp:attachment":[{"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/media?parent=988852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/capiwell.ch\/it\/wp-json\/wp\/v2\/categories?post=988852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}