{"id":993039,"date":"2025-12-11T14:41:52","date_gmt":"2025-12-11T14:41:52","guid":{"rendered":"https:\/\/capiwell.ch\/?page_id=993039"},"modified":"2026-01-24T11:13:18","modified_gmt":"2026-01-24T11:13:18","slug":"schweizer-kmu-finanzierungsleitfaden","status":"publish","type":"page","link":"https:\/\/capiwell.ch\/de\/insights\/swiss-sme-financing-guide\/","title":{"rendered":"Leitfaden zur Finanzierung von KMU in der Schweiz"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"993039\" class=\"elementor elementor-993039\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85c7a38 e-flex e-con-boxed e-con e-child\" data-id=\"85c7a38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2e54859 e-con-full e-flex e-con e-child\" data-id=\"2e54859\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-90824ed elementor-invisible e-con-full blur-background animated-fast e-flex e-con e-child\" data-id=\"90824ed\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;bottom&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_offset&quot;:60,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8160c7 elementor-widget elementor-widget-heading\" data-id=\"f8160c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your Swiss SME Financing Guide<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5975f7e e-con-full e-flex e-con e-child\" data-id=\"5975f7e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a9e8adb e-con-full e-flex e-con e-child\" data-id=\"a9e8adb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ac458d elementor-invisible animated-fast elementor-widget elementor-widget-heading\" data-id=\"9ac458d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;_animation_delay&quot;:50}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">From Banks to Digital Lenders: Navigating Switzerland\u2019s New Financing Reality<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf334f1 e-con-full e-flex e-con e-child\" data-id=\"bf334f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d487b3e elementor-widget elementor-widget-text-editor\" data-id=\"d487b3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The way Swiss businesses find money changed fast between 2023 and 2025. The merger of UBS and Credit Suisse removed a major option for entrepreneurs. Interest rates dropped to 0% by mid-2025. New rules also changed how banks look at risk for tech and green companies.<\/span><\/p><p><span style=\"font-weight: 400;\">These changes made things harder for some, but they also created new paths. Traditional banks became stricter. In their place, digital platforms grew. These new lenders offer faster answers and understand modern industries better.<\/span><span style=\"font-weight: 400;\"><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b573bd0 e-flex e-con-boxed e-con e-parent\" data-id=\"b573bd0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-973f7e4 e-con-full e-flex e-con e-child\" data-id=\"973f7e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cd6dedd e-con-full e-flex e-con e-child\" data-id=\"cd6dedd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-797af18 elementor-widget elementor-widget-text-editor\" data-id=\"797af18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Here you will find information on interest rates, compliance, and industry trends. Whether you are a startup in Zurich or a manufacturer in Valais, this guide helps you find the right path.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-6fe482e vamtam-has-icon-theme-styles elementor-widget elementor-widget-n-accordion\" data-id=\"6fe482e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1170\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1170\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Table of Contents <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"vamtamtheme- vamtam-theme-arrow-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"vamtamtheme- vamtam-theme-arrow-dawn\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1170\" class=\"elementor-element elementor-element-177515d e-con-full e-flex e-con e-child\" data-id=\"177515d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d41201c elementor-widget elementor-widget-text-editor\" data-id=\"d41201c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ol><li><a href=\"#1\">Why Swiss Lending Changed (2023-2025)<\/a><\/li><li><a href=\"#2\">Your Financing Options Explained<\/a><\/li><li><a href=\"#3\">The Digital Advantage: Speed and Access<\/a><\/li><li><a href=\"#4\">Industry-Specific Funding &amp; Green Loans<\/a><\/li><li><a href=\"#5\">What Lenders Need From You<\/a><\/li><li><a href=\"#6\">Conclusion: The Smart Path Forward<\/a><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e896d7f elementor-widget elementor-widget-heading\" data-id=\"e896d7f\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"1\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why  <span class=\"color-accent-4\">Swiss Lending Changed (2023-2025)<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39260a4 elementor-widget elementor-widget-text-editor\" data-id=\"39260a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Three huge shifts reshaped the market. First, the UBS and Credit Suisse merger left a gap. Credit Suisse was known as the bank for entrepreneurs. When it was acquired, loan volumes for small businesses dropped significantly. Many companies lost vital credit lines.<\/p><ul><li><b>Deep Dive:<\/b> <a href=\"https:\/\/capiwell.ch\/how-alternative-lending-helps-swiss-businesses-after-the-credit-suisse-merger\/\">After the Credit Suisse Merger: How Alternative Lending Helps Swiss Businesses<\/a><\/li><\/ul><p>Second, borrowing costs hit historic lows. The Swiss National Bank (SNB) cut rates to 0% by 2025. This made loans cheaper. Alternative platforms now offer rates between 4.9% and 9.9%. The strongest companies satisfy criteria for rates as low as 0.8% to 1.5%.<\/p><ul><li><b>Deep Dive:<\/b> <a href=\"https:\/\/capiwell.ch\/snb-at-zero-what-switzerlands-2025-rate-cuts-mean-for-sme-borrowing-in-2026\/\">SNB at Zero: What Switzerland&#8217;s 2025 Rate Cuts Mean for SME Borrowing in 2026<\/a><\/li><\/ul><p>Third, new rules changed the playing field. FINMA issued strict guidance on artificial intelligence in late 2024. If you sell software to banks, you must now prove your AI is safe. Banks also need to manage climate risk, which favors green companies.<\/p><ul><li><b>Deep Dive:<\/b> <a href=\"https:\/\/capiwell.ch\/a-guide-for-tech-companies-on-new-ai-rules-in-switzerland\/\">FINMA&#8217;s December 2024 AI Guidance: What FinTech and AI\/ML SMEs Need to Know About Compliance<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f6cec6 elementor-widget elementor-widget-heading\" data-id=\"9f6cec6\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"2\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your Financing Options <span class=\"color-accent-4\">Explained<\/span>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-627f623 elementor-widget elementor-widget-text-editor\" data-id=\"627f623\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You have four main paths to capital today:<\/p><ol><li><b>Traditional Banks:<\/b> Good for companies with real estate. Rates are low, but approval can take four months.<\/li><li><b>Alternative Platforms:<\/b> These connect you directly with investors. They are fast and look at your cash flow, not just buildings.<\/li><li><b>Green Loans:<\/b> Special funds for environmental projects like solar panels. They often have better terms.<\/li><li><b>Government Support:<\/b> Programs aimed at providing loan guarantees to help banks say yes.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8829e8 elementor-widget elementor-widget-heading\" data-id=\"e8829e8\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"4\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Digital Advantage: <span class=\"color-accent-4\">Speed and Access<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1866343 elementor-widget elementor-widget-text-editor\" data-id=\"1866343\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Digital platforms solve the biggest problems of traditional banking: speed and geography.<\/p><p>Old banks can take months to say yes. Digital lenders often decide in two weeks. They also fix the location problem. In the past, companies in big cities had an advantage. Now, a business in a rural village can access the same capital as a firm in Geneva. The process is entirely online.<\/p><ul><li><b>Deep Dive:<\/b> <a href=\"https:\/\/capiwell.ch\/how-online-loans-are-helping-swiss-businesses-thrive-in-the-countryside\/\">Beyond Zurich: How Online Loans Help Swiss Businesses in the Countryside<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f845ef2 elementor-widget elementor-widget-heading\" data-id=\"f845ef2\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"5\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Industry-Specific Funding <span class=\"color-accent-4\">and Green Loans<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-914c2ed elementor-widget elementor-widget-text-editor\" data-id=\"914c2ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>General banks often struggle to value modern assets. They like buildings. They do not always understand the value of a software patent or a clinical trial.<\/p><p>CleanTech and AgriTech companies face unique needs. They often need money for equipment before they have sales. Green loans help here. If you can prove your business helps the environment, you become a lower-risk borrower.<\/p><ul><li><b>Deep Dive:<\/b> <a href=\"https:\/\/capiwell.ch\/green-funding-for-swiss-businesses\/\">Green Loans and Sustainability-Linked Financing for Swiss CleanTech and AgriTech SMEs<\/a><\/li><\/ul><p>BioTech and AI companies also need special care. Their value is in their intellectual property. Specialized platforms understand these timelines better than general bank managers do.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6147beb elementor-widget elementor-widget-heading\" data-id=\"6147beb\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"6\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Lenders <span class=\"color-accent-4\">Need From You<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cb3095 elementor-widget elementor-widget-text-editor\" data-id=\"2cb3095\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To get approved by any lender, you need to prepare five things.<\/p><ul><li><b>Financials:<\/b> Two years of clean books and steady revenue.<\/li><li><b>Plan:<\/b> A specific list of what you will buy with the money.<\/li><li><b>Repayment:<\/b> A clear explanation of where the cash will come from to pay the loan back.<\/li><li><b>Traction:<\/b> Proof that customers are buying your product.<\/li><li><b>Compliance:<\/b> Documents showing you follow all FINMA and industry rules.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-420acf9 elementor-widget elementor-widget-heading\" data-id=\"420acf9\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"7\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion: <span class=\"color-accent-4\">The Smart Path Forward<\/span> <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d5ed6e elementor-widget elementor-widget-text-editor\" data-id=\"4d5ed6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThe Swiss financing landscape is more complex today, but it offers more choices than before. The &#8220;Hausbank&#8221; era of relying on one single bank is over. Smart business owners now use a mix of sources to fuel growth.\n\nFor investors, this shift creates new opportunities to earn returns in a 0% interest world. CapiWell helps investors navigate this landscape by balancing high-potential SME loans with more stable alternative investments. By taking a multi-asset approach, investors can support the Swiss economy while protecting their own portfolios.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61fb7f1 e-flex e-con-boxed e-con e-child\" data-id=\"61fb7f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4c9da5b e-con-full e-flex e-con e-child\" data-id=\"4c9da5b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36636a3 e-con-full e-flex e-con e-child\" data-id=\"36636a3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5987cc4 e-con-full e-flex e-con e-child\" data-id=\"5987cc4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a1fd6d elementor-invisible animated-fast elementor-widget elementor-widget-heading\" data-id=\"8a1fd6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;_animation_delay&quot;:50}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The CapiWell method<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa7ba41 e-con-full e-flex e-con e-child\" data-id=\"fa7ba41\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7729c1e elementor-widget elementor-widget-text-editor\" data-id=\"7729c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"0\" data-end=\"333\">Swiss business financing has changed fast since 2023. The Credit Suisse &#8211; UBS merger reduced access to traditional SME loans, interest rates fell to historic lows and new FINMA rules increased the focus on compliance, AI safety, and sustainability. As a result, relying on a single bank is no longer enough for many SMEs.<\/p><p data-start=\"335\" data-end=\"695\">Today, peer-to-peer SME lending means choice and flexibility. Businesses can combine traditional bank loans with digital lending platforms, green financing, and government-backed guarantees. We move faster, focus on cash flow instead of real estate, and give SMEs across Switzerland equal access to capital, whether they are in Zurich, Geneva or ain a countryside.<\/p><p data-start=\"697\" data-end=\"972\" data-is-last-node=\"\" data-is-only-node=\"\">We use a modern and diversified financing approach built for today\u2019s Swiss market. By blending multiple funding sources and focusing on strong, compliant SMEs, we support sustainable growth while managing risk and creating attractive opportunities in a low-interest environment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91314d5 e-flex e-con-boxed e-con e-parent\" data-id=\"91314d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-40ee36d e-flex e-con-boxed e-con e-child\" data-id=\"40ee36d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-073017a elementor-invisible e-con-full blur-background animated-fast e-flex e-con e-child\" data-id=\"073017a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;bottom&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_offset&quot;:60,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d055524 elementor-widget elementor-widget-heading\" data-id=\"d055524\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Borrow Funds<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a96e776 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"a96e776\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">for your SME<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b36621 elementor-widget elementor-widget-heading\" data-id=\"9b36621\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">with CapiWell<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a110da4 e-con-full e-flex e-con e-child\" data-id=\"a110da4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-541e814 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"541e814\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">If you want to invest as a private or institutional investor, or raise capital for your mission-driven project, please Get Started Today.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-b48cbc8 vamtam-icon-pos-row-reverse elementor-widget elementor-widget-button\" data-id=\"b48cbc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/capiwell.ch\/de\/get-started\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"vamtamtheme- vamtam-theme-arrow-link-up\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3cb826b e-flex e-con-boxed e-con e-parent\" data-id=\"3cb826b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1d4da48 e-con-full e-flex e-con e-child\" data-id=\"1d4da48\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-45173b0 e-con-full e-flex e-con e-child\" data-id=\"45173b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8b34386 e-con-full e-flex e-con e-child\" data-id=\"8b34386\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da09f82 elementor-widget elementor-widget-heading\" data-id=\"da09f82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Who Uses CapiWell?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5af15c2 elementor-widget elementor-widget-text-editor\" data-id=\"5af15c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Our platform attracts both individuals and institutional investors, including family offices, property funds, professional investors, and private individuals seeking stable yield. These investors value our <\/span><b>transparent due diligence, structured reporting, digital monitoring, and co-ownership model<\/b><span style=\"font-weight: 400;\">, which allows them to participate directly in Swiss real estate without managing day-to-day administration.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bb799d1 e-con-full e-flex e-con e-child\" data-id=\"bb799d1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc5aeeb elementor-widget elementor-widget-heading\" data-id=\"bc5aeeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Join the Movement<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e441fc1 elementor-widget elementor-widget-text-editor\" data-id=\"e441fc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Investing in real estate shares with CapiWell is more than a financial decision \u2013 it\u2019s a chance to build stable, long-term wealth through a proven asset class. With our multi-asset platform, you can diversify across property, startups, lending, and academic spin-offs, while maintaining clear visibility and control over your portfolio.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba97e99 e-flex e-con-boxed e-con e-parent\" data-id=\"ba97e99\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2588384 e-flex e-con-boxed e-con e-child\" data-id=\"2588384\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a974416 e-con-full e-flex e-con e-child\" data-id=\"a974416\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ecc0495 e-con-full e-flex e-con e-child\" data-id=\"ecc0495\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6bed32 elementor-invisible elementor-widget__width-initial animated-fast elementor-widget elementor-widget-heading\" data-id=\"b6bed32\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Foundation For Growth: <span class=\"color-accent-4\">SME Lending<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbce042 e-con-full e-flex e-con e-child\" data-id=\"fbce042\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element 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data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c3057f elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"4c3057f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/capiwell.ch\/de\/swiss-private-capital-in-2026-scale-gives-way-to-access-and-growth\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"586\" src=\"https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/chf-1024x586.jpeg\" class=\"attachment-large size-large wp-image-993344\" alt=\"\" srcset=\"https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/chf-1024x586.jpeg 1024w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/chf-300x172.jpeg 300w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/chf-768x440.jpeg 768w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/chf-1536x879.jpeg 1536w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/chf-18x10.jpeg 18w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/chf-600x343.jpeg 600w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/chf.jpeg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ecca38 e-con-full e-flex e-con e-child\" data-id=\"8ecca38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b7874f small-post-heading elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"6b7874f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/capiwell.ch\/de\/swiss-private-capital-in-2026-scale-gives-way-to-access-and-growth\/\">Swiss Private Capital in 2026: Scale Gives Way to Access and Growth<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19c9ff1 e-con-full e-flex e-con e-child\" data-id=\"19c9ff1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-4666be3 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"4666be3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/capiwell.ch\/de\/swiss-private-capital-in-2026-scale-gives-way-to-access-and-growth\/\">\n\t\t\t<i aria-hidden=\"true\" class=\"vamtamtheme- vamtam-theme-arrow-link-up\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"992067\" class=\"elementor elementor-992067 e-loop-item e-loop-item-993348 post-993348 post type-post status-publish format-standard has-post-thumbnail hentry category-sme-lending tag-crowdfunding tag-private-credit tag-sme-lending\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8e6c8a1 e-flex e-con-boxed e-con e-parent\" data-id=\"8e6c8a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c6f064d e-con-full e-flex e-con e-child\" data-id=\"c6f064d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c3057f elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"4c3057f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/capiwell.ch\/de\/private-credit-in-switzerland-selectivity-and-documentation-become-decisive-in-2026\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"586\" src=\"https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/billets-1024x586.jpeg\" class=\"attachment-large size-large wp-image-993350\" alt=\"\" srcset=\"https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/billets-1024x586.jpeg 1024w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/billets-300x172.jpeg 300w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/billets-768x440.jpeg 768w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/billets-1536x879.jpeg 1536w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/billets-18x10.jpeg 18w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/billets-600x343.jpeg 600w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/billets.jpeg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ecca38 e-con-full e-flex e-con e-child\" data-id=\"8ecca38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b7874f small-post-heading elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"6b7874f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a 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data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c3057f elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"4c3057f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/capiwell.ch\/de\/green-funding-for-swiss-businesses\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"586\" src=\"https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/green-loans-1024x586.jpeg\" class=\"attachment-large size-large wp-image-993022\" alt=\"\" srcset=\"https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/green-loans-1024x586.jpeg 1024w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/green-loans-300x172.jpeg 300w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/green-loans-768x440.jpeg 768w, https:\/\/capiwell.ch\/wp-content\/uploads\/2026\/12\/green-loans-1536x879.jpeg 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data-elementor-type=\"loop-item\" data-elementor-id=\"992067\" class=\"elementor elementor-992067 e-loop-item e-loop-item-993024 post-993024 post type-post status-publish format-standard has-post-thumbnail hentry category-ai-and-machine-learning category-enterprise-empowered category-industry category-sme-lending tag-ai tag-ai-rules tag-switzerland\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8e6c8a1 e-flex e-con-boxed e-con e-parent\" data-id=\"8e6c8a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c6f064d e-con-full e-flex e-con e-child\" data-id=\"c6f064d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c3057f elementor-widget 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class=\"elementor elementor-992067 e-loop-item e-loop-item-992875 post-992875 post type-post status-publish format-standard has-post-thumbnail hentry category-capiwell-perspective category-enterprise-empowered category-sme-lending tag-sme tag-swiss-sme\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8e6c8a1 e-flex e-con-boxed e-con e-parent\" data-id=\"8e6c8a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c6f064d e-con-full e-flex e-con e-child\" data-id=\"c6f064d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c3057f elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"4c3057f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/capiwell.ch\/de\/snb-at-zero-what-switzerlands-2025-rate-cuts-mean-for-sme-borrowing-in-2026\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"586\" src=\"https:\/\/capiwell.ch\/wp-content\/uploads\/2025\/12\/BNS-CapiWell-1024x586.jpg\" class=\"attachment-large size-large wp-image-992876\" alt=\"\" srcset=\"https:\/\/capiwell.ch\/wp-content\/uploads\/2025\/12\/BNS-CapiWell-1024x586.jpg 1024w, https:\/\/capiwell.ch\/wp-content\/uploads\/2025\/12\/BNS-CapiWell-300x172.jpg 300w, https:\/\/capiwell.ch\/wp-content\/uploads\/2025\/12\/BNS-CapiWell-768x440.jpg 768w, https:\/\/capiwell.ch\/wp-content\/uploads\/2025\/12\/BNS-CapiWell-1536x879.jpg 1536w, https:\/\/capiwell.ch\/wp-content\/uploads\/2025\/12\/BNS-CapiWell-18x10.jpg 18w, https:\/\/capiwell.ch\/wp-content\/uploads\/2025\/12\/BNS-CapiWell-600x343.jpg 600w, https:\/\/capiwell.ch\/wp-content\/uploads\/2025\/12\/BNS-CapiWell.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ecca38 e-con-full e-flex e-con e-child\" data-id=\"8ecca38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b7874f small-post-heading elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"6b7874f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/capiwell.ch\/de\/snb-at-zero-what-switzerlands-2025-rate-cuts-mean-for-sme-borrowing-in-2026\/\">SNB at Zero: What Switzerland&#8217;s 2025 Rate Cuts Mean for SME Borrowing in 2026<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19c9ff1 e-con-full e-flex e-con e-child\" data-id=\"19c9ff1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-4666be3 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"4666be3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/capiwell.ch\/de\/snb-at-zero-what-switzerlands-2025-rate-cuts-mean-for-sme-borrowing-in-2026\/\">\n\t\t\t<i aria-hidden=\"true\" class=\"vamtamtheme- vamtam-theme-arrow-link-up\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cdf9d35 e-flex e-con-boxed e-con e-parent\" data-id=\"cdf9d35\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-183aa0f elementor-widget elementor-widget-text-editor\" data-id=\"183aa0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4>References (APA)<\/h4><ul><li>Lucerne University of Applied Sciences and Arts (HSLU), &#8220;Crowdfunding Monitor Switzerland&#8221; (2024)<\/li><li>SECO (State Secretariat for Economic Affairs), &#8220;SME Access to Finance Survey&#8221; (2024)<\/li><li>Swiss National Bank, &#8220;Monetary Policy Assessment&#8221; (December 12, 2024)<\/li><li>Swiss National Bank, &#8220;Monetary Policy Assessment&#8221; (March 20, 2025)<\/li><li>Swiss National Bank, &#8220;Monetary Policy Assessment&#8221; (June 19, 2025)<\/li><li>PwC Switzerland, &#8220;Updated safe harbour interest rates for 2025&#8221;<\/li><li>GGBA Swiss, &#8220;Swiss start-ups secure CHF 2.4 billion in 2024&#8221;<\/li><li>Fintechnews CH, &#8220;Swiss VC Funding Surges, Driven by Biotech, ICT and Fintech&#8221;<\/li><li>EY Switzerland, &#8220;Startup Barometer Switzerland 2025&#8221;<\/li><li>FINMA, &#8220;Guidance 08\/2024: Governance and Risk Management when using Artificial Intelligence (AI)&#8221; (December 2024)<\/li><li>FINMA, &#8220;FINMA publishes new &#8216;Nature-related financial risks&#8217; circular&#8221; (December 2024)<\/li><li>Swiss Marketplace Lending Association, &#8220;CHF 21.4 Billion New Loans in 2024&#8221;<\/li><li>Startupticker\/SECA, &#8220;Swiss Investor Survey&#8221; (2025)<\/li><li>SECO (State Secretariat for Economic Affairs), &#8220;Guarantee cooperatives for SMEs&#8221;<\/li><li>Technology Fund Switzerland, &#8220;Program Overview&#8221;<\/li><li>Lucerne University of Applied Sciences and Arts, &#8220;ESG preferences study&#8221; (2025)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3a03b2 e-flex e-con-boxed e-con e-parent\" data-id=\"c3a03b2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Erfahren Sie, warum sich die Kreditvergabe an Unternehmen in der Schweiz ver\u00e4ndert hat. Aktualisierte Zinss\u00e4tze, digitale Plattformen und neue Strategien zur Beschaffung von Wachstumskapital.<\/p>","protected":false},"author":3,"featured_media":0,"parent":856,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"categories":[],"class_list":["post-993039","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/pages\/993039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/comments?post=993039"}],"version-history":[{"count":51,"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/pages\/993039\/revisions"}],"predecessor-version":[{"id":993218,"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/pages\/993039\/revisions\/993218"}],"up":[{"embeddable":true,"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/pages\/856"}],"wp:attachment":[{"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/media?parent=993039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/capiwell.ch\/de\/wp-json\/wp\/v2\/categories?post=993039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}